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There are 4 examples:
1) If amount is at RM82.01/RM82.02, it will be rounded down to RM82.00.
2) If the amount is RM82.03/RM82.04, it will be rounded up to RM82.05.
3) If amount is RM82.06/RM82.07, it will be rounded down to RM82.05.
4) If amount is RM82.08/RM82.09, it will be rounded up to RM82.10.
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